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Most states have usury laws which limit a yearly rate to 30% or under of all loans. Currently Payday stores slip by by proclaiming that loans are repaid in 2 weeks so no violation has occurred and that they are providing a much needed service to some people that have no where else to go.

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True, you are able to still take out paydayloans for most of these events, but as much as possible, it's advisable to just save aside on their behalf. You wouldn't want your debt to gather, would you? Events that fall under this category are usually the home or apartment rent, car payment bills, or other such bills where there is a fixed repayment plan set up.

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